INCOME TAX ACT, 1961 AS AMENDED BY FINANCE ACT 2008
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INCOME TAX ACT.rar74K Download
Tuesday, May 27, 2008
Tuesday, May 20, 2008
SOFTWARE BUNCH
http://tech.msn.com/products/articlepcw.aspx?cp-documentid=6729042
101 Fantastic Freebies
By Preston Gralla and Erik Larkin, PC World
1 2 3 4 5 Next >
Whether you're partial to online services or to downloadable software, we have the Web's best free stuff and it'll keep you productive, secure and entertained.
Free. It's the magic word for an ever-expanding wealth of downloadable software and online services. Free doesn't necessarily mean good, however, and hunting for freebies can mean sifting through a lot of junk.That's where we come in. We surfed, clicked and installed to find sparkling free gems capable of planning your time, keeping you in touch and tuning and securing your PC, not to mention glitzing up your desktop, helping you stay productive and entertaining you with music, videos, photos and games. We paid special attention to programs and services you may not have heard of before.
We also singled out two free offerings -- one download and one online service -- as the best of the bunch. We want to hear your picks for the best freebies, too, whether they appear in this article or not. Please let us know by joining our forum discussion.
In This Article:
File Sharing and Storage
Security
Video and Photo
System Utilities and Backup
Maps and Directions
Communications
Time Management
Music
Desktop Customization
News Readers
Games
Best Download and Web App
Fantastic Freebies, by Category
Fantastic Freebies, Alphabetical Order
Productivity
AbiWord (download)Tired of expensive, slow, bloated word processors? Download this surprisingly powerful freebie, which includes sophisticated features such as mail merge and advanced layouts. The program handles a wide variety of document formats, including those of Microsoft Word, Rich Text Format, OpenOffice.org and other programs.
TrackMyShipments (service)If you place orders often via the Web or phone, here's a site for you. When you get a shipping notification, forward the e-mail to track@trackmyshipments.com. The service reads through your message for the tracking information and keeps it in one place for all of your orders. Log in to the site to see the progress of your shipments, including a map showing their progress.
Buzzword.com (service)You have plenty of free Web-based word processors to choose from, but most aren't as slick as this one. The design is tasteful and elegant, menu items slide in and out of place, and it's incredibly simple to use. But don't let the pretty face fool you, because Buzzword is feature-packed as well. Inserting tables and graphics is a breeze, you can easily select background colors, and the document manager is a standout too.
ThinkFree Online (service)Don't want to fork over several hundred dollars for Microsoft Office? Try this Web-based productivity suite, which covers word processing, spreadsheets and presentations. The service can create files compatible with Microsoft Office, so you can download files to your own PC where you can work on them offline using Office applications, if you wish. You can also edit your Office-created documents in ThinkFree, though you have to be connected to the Internet to do that. But if you're always connected, you can't beat free.
StarOffice (download)If you prefer offline apps that reside on your PC, download the free StarOffice suite, which includes a word processor, a spreadsheet app and a presentation program, among other goodies. It's part of the free Google Pack, which also contains a bunch of other programs you might not want. During the Google Pack download, simply check the box next to StarOffice and uncheck all the others.
Foxit Reader for Windows (download)High on our list of the most annoying applications of all time is Adobe Acrobat Reader. It's slow, bloated and buggy and it often crashes some systems -- all of which can drive you insane. Foxit lets you read and even fill out PDF files, without touching Reader. This small and compact tool loads fast, won't hog RAM or system resources and won't crash your PC.
Microsoft Office Live Small Business (service)With this service, you can share documents and collaborate with co-workers and customers, build a Web site and manage your contacts. A variety of for-pay options are available as well, but you don't have to pay for the basics.
Blist (service)If you own a small business, you need a database to create and track customer records, among other details. At home, you may want to organize information related to hobbies, such as your fantasy football stats. With Blist, you can do all of that online for free. You just drag and drop column types, such as numbers, dates, names and money amounts, onto a grid. Then type in your data, and voilá -- instant database.
Moffsoft FreeCalc (download)For simple, basic operations, the calculator that ships with Windows is fine. But if you need more, get this great free download. It has a variety of new keys, such as memory subtract, and its nifty "tap" feature keeps a running history of all your calculations.
Content by:
CONTINUED: File Sharing and Storage
1 2 3 4 5 Next > ---------------------------------------------------------------------------------
101 Fantastic Freebies
By Preston Gralla and Erik Larkin, PC World
1 2 3 4 5 Next >
Whether you're partial to online services or to downloadable software, we have the Web's best free stuff and it'll keep you productive, secure and entertained.
Free. It's the magic word for an ever-expanding wealth of downloadable software and online services. Free doesn't necessarily mean good, however, and hunting for freebies can mean sifting through a lot of junk.That's where we come in. We surfed, clicked and installed to find sparkling free gems capable of planning your time, keeping you in touch and tuning and securing your PC, not to mention glitzing up your desktop, helping you stay productive and entertaining you with music, videos, photos and games. We paid special attention to programs and services you may not have heard of before.
We also singled out two free offerings -- one download and one online service -- as the best of the bunch. We want to hear your picks for the best freebies, too, whether they appear in this article or not. Please let us know by joining our forum discussion.
In This Article:
File Sharing and Storage
Security
Video and Photo
System Utilities and Backup
Maps and Directions
Communications
Time Management
Music
Desktop Customization
News Readers
Games
Best Download and Web App
Fantastic Freebies, by Category
Fantastic Freebies, Alphabetical Order
Productivity
AbiWord (download)Tired of expensive, slow, bloated word processors? Download this surprisingly powerful freebie, which includes sophisticated features such as mail merge and advanced layouts. The program handles a wide variety of document formats, including those of Microsoft Word, Rich Text Format, OpenOffice.org and other programs.
TrackMyShipments (service)If you place orders often via the Web or phone, here's a site for you. When you get a shipping notification, forward the e-mail to track@trackmyshipments.com. The service reads through your message for the tracking information and keeps it in one place for all of your orders. Log in to the site to see the progress of your shipments, including a map showing their progress.
Buzzword.com (service)You have plenty of free Web-based word processors to choose from, but most aren't as slick as this one. The design is tasteful and elegant, menu items slide in and out of place, and it's incredibly simple to use. But don't let the pretty face fool you, because Buzzword is feature-packed as well. Inserting tables and graphics is a breeze, you can easily select background colors, and the document manager is a standout too.
ThinkFree Online (service)Don't want to fork over several hundred dollars for Microsoft Office? Try this Web-based productivity suite, which covers word processing, spreadsheets and presentations. The service can create files compatible with Microsoft Office, so you can download files to your own PC where you can work on them offline using Office applications, if you wish. You can also edit your Office-created documents in ThinkFree, though you have to be connected to the Internet to do that. But if you're always connected, you can't beat free.
StarOffice (download)If you prefer offline apps that reside on your PC, download the free StarOffice suite, which includes a word processor, a spreadsheet app and a presentation program, among other goodies. It's part of the free Google Pack, which also contains a bunch of other programs you might not want. During the Google Pack download, simply check the box next to StarOffice and uncheck all the others.
Foxit Reader for Windows (download)High on our list of the most annoying applications of all time is Adobe Acrobat Reader. It's slow, bloated and buggy and it often crashes some systems -- all of which can drive you insane. Foxit lets you read and even fill out PDF files, without touching Reader. This small and compact tool loads fast, won't hog RAM or system resources and won't crash your PC.
Microsoft Office Live Small Business (service)With this service, you can share documents and collaborate with co-workers and customers, build a Web site and manage your contacts. A variety of for-pay options are available as well, but you don't have to pay for the basics.
Blist (service)If you own a small business, you need a database to create and track customer records, among other details. At home, you may want to organize information related to hobbies, such as your fantasy football stats. With Blist, you can do all of that online for free. You just drag and drop column types, such as numbers, dates, names and money amounts, onto a grid. Then type in your data, and voilá -- instant database.
Moffsoft FreeCalc (download)For simple, basic operations, the calculator that ships with Windows is fine. But if you need more, get this great free download. It has a variety of new keys, such as memory subtract, and its nifty "tap" feature keeps a running history of all your calculations.
Content by:
CONTINUED: File Sharing and Storage
1 2 3 4 5 Next > ---------------------------------------------------------------------------------
Saturday, May 17, 2008
INSURANCE Glossary
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
A
accidental death and dismemberment (AD&D)
accountants professional liability insurance
Accredited Adviser in Insurance (AAI)
action versus the insurer provision
additional insured endorsement
additional living expense (ALE) coverage
administrative order on consent
administrative services only (ASO)
admitted/authorized reinsurance
advance loss of profit (ALOP) insurance
advancement of defense costs provision
Age Discrimination in Employment Act (ADEA) of 1967
aggregate excess of loss reinsurance
aggregate limits reinstatement
aggregate stop-loss reinsurance
agreed value coverage option or provision
agreement not to rely on governmental immunity
allied healthcare professional liability insurance
allocated loss adjustment expenses (ALAE)
all risks, difference-in-conditions (builders risk)
alternate employer endorsement
alternative dispute resolution (ADR)
alternative dispute resolution provision
alternative remedial contract strategy contractors
alternative risk financing facilities
alternative risk financing mechanism
alternative risk transfer (ART) market
amendment of "insured contract" definition endorsement
American Association of Insurance Services (AAIS)
American Institute for Chartered Property Casualty Underwriters, Inc. (AICPCU)
American Institute of Architects (AIA)
American Institute of Certified Public Accountants (AICPA)
Americans With Disabilities Act (ADA)
anti-concurrent cause (ACC) provision
appraisers errors and omissions
architects and engineers (A&E) liability coverage
asbestos containing material (ACM)
assessment company (society or insurer)
Associated General Contractors of America (AGC)
Associate in Automation Management (AAM)
Associate in Fidelity and Surety Bonding (AFSB)
Associate in Information Technology (AIT)
Associate in Insurance Accounting and Finance (AIAF)
Associate in Insurance Services (AIS)
Associate in Loss Control Management (ALCM)
Associate in Marine Insurance Management (AMIM)
Associate in Personal Insurance (API)
Associate in Premium Auditing (APA)
Associate in Reinsurance (ARe)
Associate in Research and Planning (ARP)
Associate in Risk Management (ARM)
Associate in Surplus Lines Insurance (ASLI)
Associate in Underwriting (AU)
Associateship of the Chartered Insurance Institute (ACII)
Association of Trial Lawyers of America (ATLA)
association professional liability insurance
assumption of liability agreement
assumption of liability endorsement (ALE)
authorized non-admitted reinsurer
automatic additional insured endorsement
automatic increase in insurance provision
automobile liability excess indemnity
automobile liability insurance
automobile physical damage insurance
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
B
back-dated liability insurance
bankers professional liability (BPL) insurance
Basel Committee on Banking Supervision
basic causes of loss form (ISO)
basic extended reporting period (BERP)
best available control measures (BACM)
best demonstrated available technology (BDAT)
Best’s Capital Adequacy Ratio (BCAR)
bilateral extended reporting period provision
blanket additional insured endorsement
blanket contractual liability insurance
blanket group boiler and machinery coverage
bodily injury by accident limit (workers compensation)
bodily injury by disease, each employee (workers compensation)
bodily injury by disease—policy limit (workers compensation)
boiler and machinery insurance
Bornhuetter-Ferguson technique
British business interruption coverage
broad causes of loss form (ISO)
broad form comprehensive general liability (BFCGL) endorsement
broad form contractual liability insurance
broad form drive other car coverage
broad form hold harmless clause
broad form named insured endorsement
broad form pollution exclusion
broad form property damage (BFPD)
building and personal property coverage form (ISO)
building codes effectiveness grading schedule (BCEGS)
business continuity management (BCM)
business interruption coverage
business interruption worksheet
business legal expense insurance
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
C
Cable Communications Policy Act (CPPA)
Capital Asset Pricing Model (CAPM)
Captive Insurance Companies Association (CICA)
care, custody, or control (CCC)
Carriage of Goods by Sea Act (COGSA)
cash flow return on investments (CFROI)
chaplain or priest malpractice
Chartered Insurance Institute (CII)
Chartered Life Underwriter (CLU)
Chartered Property Casualty Underwriter (CPCU)
charterers legal liability coverage
chemical, biological, radiological, nuclear (CBRN) weapon
Children's Online Privacy Protection Act (COPPA)
chronological stabilization plans
claims-made and reported policy
claims-made and reported provision
Class Action Fairness Act of 2005
collateralization of cash flow programs
commercial auto insurance coverage forms
commercial general liability (CGL) policy
commercial insurer or reinsurer
commercial multiple peril (CMP) policy
commercial output policy (COP)
commercial property conditions form (ISO)
commercial property coverage forms (ISO)
commercial waste management facility
commissioners standard ordinary 1958 mortality table
commissions of selling agents coverage
Committee on Sponsoring Organizations (COSO)
Compensated Intercorporate Hauling (CIH)
comprehensive auto liability (CAL)
comprehensive boiler and machinery coverage
Comprehensive Environmental Response Compensation and Liability Act (CERCLA)
comprehensive general liability (CGL) policy
compulsory insurance requirements (international insurance)
computer software design errors and omissions
condominium association coverage form (ISO)
confiscation, expropriation, nationalization, and deprivation insurance
consequential bodily injury suits
consolidated insurance program (CIP)
construction management professional liability insurance
Construction Risk and Insurance Specialist (CRIS)
contingent business interruption insurance
contingent extra expense insurance
contingent liability from operation of building codes
continuation of coverage in bankruptcy provision
contractor controlled insurance program (CCIP)
contractors all risks insurance (CAR)
contractor's limitation endorsement
contractors professional liability insurance
contract ratification indemnity
contract repudiation indemnity
contractual liability insurance
controlled foreign corporation (CFC)
controlled insurance program (CIP)
controlled master insurance program
Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003
(CAN-SPAM)
control technique guidelines (CTG)
convergence (of the capital and insurance markets)
cooperative controlled insurance program (CO-CIP)
Coordinated Advertising, Rate and Form Review Authority (CARFRA)
corporate reimbursement coverage
cost, insurance, and freight (CIF)
covenants, conditions, and restrictions (CC&R)
cradle-to-grave or manifest system
cumulative collusive excess cover
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
D
"damage to premises rented to you"
data processors errors and omissions coverage
Death on the High Seas Act (DOHSA)
deferred acquisition cost (DAC)
deficit carry-forward or carry-back
delay in start-up (DSU) insurance
Department of Transportation (DOT)
dependent properties time element coverage
designated insured endorsement
designated operations exclusion endorsement
designated workplaces exclusion endorsement
design-build professional liability insurance
destruction and removal efficiency (DRE)
difference-in-conditions (DIC) insurance
difference-in-limits (DIL) clause
directors and officers (D&O) liability insurance
direct selling system (direct marketing)
disciplinary proceeding expense coverage
disparate impact discrimination
disparate treatment discrimination
Driver's Privacy Protection Act (DPPA)
dwelling property coverage forms
dynamic financial analysis (DFA)
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
E
earnings before interest, dividends, depreciation, and amortization (EBIDDA)
earth movement or earthquake exclusion
educators legal liability (ELL) insurance
electrical damage or injury exclusion
Electronic Communications Privacy Act (ECPA)
electronic data processing (EDP) coverage
electronic funds transfer (EFT) system coverage
electronic products errors and omissions (E&O) insurance
emergency medical technician (EMT) and paramedics professional liability
employed lawyers professional liability insurance
employee assistance program (EAP)
employee hired autos endorsement
employee pension benefit plans
Employee Retirement Income Security Act (ERISA) liability
Employee Retirement Income Security Act (ERISA) of 1974
employee stock ownership plan (ESOP)
employee welfare benefit plans
employees as additional insureds
employers excess indemnity insurance
Employment Arbitration Agreement
employment practices liability insurance (EPLI)
employment-related practices liability (ERPL) policy
enforcement decision document (EDD)
engaged in trade or business (ETB)
enterprise risk management (ERM)
environmental impact statement
environmental impairment liability (EIL) insurance
environmental liability buyout
Environmental Monitoring and Assessment Program (EMAP) data
environmental stop loss insurance
Equal Employment Opportunity Commission
erection all risks insurance (EAR)
error or omission in reporting endorsement
errors and omissions (E&O) clause
errors and omissions (E&O) insurance
excess and surplus (E&S) lines insurance
excess liability "follow form" policy
excess loss premium (ELP) factor
excess of loss ratio reinsurance
excess workers compensation insurance
exchange transfer embargo indemnity
expected reinsurer deficit (ERD)
export and/or import embargo indemnity
extended coverage (EC) endorsement
extended period of indemnity endorsement or option
extended reporting period (ERP)
exterior insulation and finish systems (EIFS)
extracontractual obligations (ECO)
extremely hazardous substances
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
F
facility emergency coordinator
failure to collect contributions exclusion
failure to fund in accordance with ERISA exclusion
Fair Credit Reporting Act (FCRA)
FAIR (Fair Access to Insurance Requirements) Plans
Fair Labor Standards Act (FLSA) of 1938
fair rental value (FRV) coverage
false pretense, trick, and device
Family and Medical Leave Act (FMLA) of 1993
Federal Coal Mine Health Safety Act (FCMH&SA)
Federal Employers Liability Act (FELA)
Federal Highway Administration (FHWA)
Federal Insurance Contribution Act (FICA)
Federal Motor Carrier Safety Administration (FMCSA)
Federal Motor Carrier Safety Regulations (FMCSR)
Federal Savings and Loan Insurance Corporation (FSLIC)
fellow employee suits coverage
Fellow in Risk Management (FRM)
Fellowship of the Chartered Insurance Institute (FCII)
fiduciary liability endorsement
fiduciary liability "follow-on" claims
Financial Accounting Standards Board (FASB)
Financial Anti-Terrorism Act (FATA or PATRIOT Act)
financial restatement exclusion
fire department service charge coverage
first dollar defense, umbrella
first surplus reinsurance treaty
follow form professional liability endorsement
foreign title equivalent coverage provision
forgery or alteration coverage
free of capture and seizure (FC&S) warranty
free of particular average (American conditions) (FPAAC)
free of particular average (English conditions) (FPAEC)
free of particular average (FPA)
free on board destination (FOB destination)
full preliminary term reserve valuation
functional capacity evaluation (FCE)
functional replacement cost provision or endorsement
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
G
garagekeepers coverage/garagekeepers legal liability
garagekeepers extra legal liability
General Adjustment Bureau (GAB)
Generally Accepted Accounting Principles (GAAP)
geographical (coverage territory) limitations
gross combination weight (GCW)
gross receipts or mileage, auto
group property and liability insurance
guaranteed auto protection (GAP)
guaranteed cost discount (GCD)
guaranteed investment contract (GIC)
guests' property, safe deposit box
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
H
The Harper Group v. Commissioner
hazardous ranking system (HRS)
healthcare purchasers liability insurance
health care reimbursement plan
Health Insurance Portability and Accountability Act of 1996 (HIPAA)
health maintenance organization (HMO)
highly protected risk (HPR) property
homeowners modified form 8 (HO-8)
homeowners policy basic form 1 (HO-1)
homeowners policy broad form 2 (HO-2)
homeowners policy comprehensive form 5 (HO-5)
homeowners policy contents broad form 4 (HO-4)
homeowners policy special form 3 (HO-3)
homeowners policy unit owners form 6 (HO-6)
honorable engagement or undertaking
hospital professional liability (HPL) insurance
hostile work environment sexual harassment
Household Goods Transportation Act
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
I
immediately dangerous to life and health (IDLH)
increased cost of construction
incurred but not enough (IBNE)
incurred but not reported (IBNR) losses
independent directors policies
independent medical evaluation (IME)
individual practice association
Individual Risk Premium Modification (IRPM)
Information Practices Act (SB 1386)
inherent defects insurance (IDI)
insurance agent's errors and omissions
Insurance Information Institute (III)
Insurance Regulatory Information System (IRIS)
Insurance Services Office, Inc. (ISO)
Insured Fixed-Price Cleanups (IFCs)
insured versus insured exclusion
insurer-sponsored agency captive
integrated disability management (IDM)
intellectual property defense cost reimbursement insurance
intellectual property infringement abatement insurance
Intermodal Surface Transportation Efficiency Act (ISTEA) of 1991
International Fuel Tax Agreement (IFTA)
International Registration Plan (IRP)
international reverse business
interrelated claims provisions
Interstate Commerce Commission (ICC)
Interstate Commerce Commission (ICC) Termination Act of 1995
irrevocable letter of credit (ILOC)
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
J
joint and survivorship annuity
Joint Commission on Accreditation of Healthcare Organizations (JCAHO)
joint underwriting associations
Jones Act (Merchant Marine Act of 1920)
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
K
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
L
law enforcement officers liability
lawyers professional liability coverage
legal liability coverage form (ISO)
lenders loss payable endorsement
lessees of safe deposit boxes coverage form I
liability for guests' property, premises coverage form L
liability for guests' property, safe deposit box coverage form K
Life Office Management Association (LOMA)
Life Underwriter Training Council (LUTC)
limitation of liability clause
limited liability company (LLC)
Limited Mexico Coverage Endorsement
limited severability provision
limits under multiple policy (LUMP) years
liquor law liability (dramshop)
Longshore and Harbor Workers Compensation Act (LHWCA)
long-term disability (LTD) income insurance
losses in excess of policy limits
loss mitigation underwriting (LMU)
lowest achievable emission rate
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
M
managed care coverage endorsement
managed care liability insurance
managed care organization (MCO)
managing general underwriter (MGU)
mandatory arbitration provision
mandatory securities valuation reserve
manufacturers and contractors (M&C) insurance
manufacturer's output policy (MOP)
manufacturers penalty insurance
manufacturer's selling price endorsement
manuscript certificate of insurance
marina operators legal liability coverage
market service agreement (MSA)
masonry noncombustible construction
material safety data sheet (MSDS)
maximum foreseeable loss (MFL)
maximum medical improvement (MMI)
McCarran-Ferguson Act (Public Law 15)
mean/variance/covariance (MVC) risk modeling method
mediation incentive deductible
Medical Insurance Compensation Reform Act (MICRA)
medical payments, general liability
Medicare fraud and abuse insurance
methods and means (of construction)
Migrant and Seasonal Agricultural Worker Protection Act (MSAWPA)
Million Dollar Round Table (MDRT)
miscellaneous liability coverage
modification factor (the "mod")
modified fire-resistive construction
money and securities broad form policy
money orders and counterfeit paper currency insurance
mortgage errors and omissions insurance
motor vehicle registration law
multiemployer pension and benefit plans
multiple trigger insurance contracts
mutual additional insured status
mutual law enforcement agreements
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
N
named nonowner policy or endorsement
National Association of Insurance Commissioners (NAIC)
National Association of Registered Agents and Brokers (NARAB)
National Council on Compensation Insurance (NCCI)
National Flood Insurance Program (NFIP)
National Highway Traffic Safety Administration (NHTSA)
National Practitioner Data Bank (NPDB)
National Priorities List (NPL)
naturally occurring asbestos (NOA)
naturally occurring substances
New Source Performance Standards (NSPS)
no further remedial action planned
nonadmitted insurance (international insurance)
Nonappropriated Fund Instrumentalities Act
non-certified act of terrorism
nonconcurrency of coverage triggers
noncontributing, noncontributory
noncontrolled foreign corporation (NCFC)
noncumulation of limits provisions
nonparticipation settlement clause
nonprofit directors and officers liability insurance
North American Industry Classification System (NAICS)
notice of cancellation/nonrenewal clauses
notice of circumstances during ERP provision
notice of potential claim provision
nuclear, biological, chemical (NBC) weapons
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
O
occupational accident insurance
Office of Motor Carrier Standards (OMCS)
on-demand bonds, bank guarantees
Online Privacy Protection Act of 2003 (AB68)
operational risk financing securities (ORFS)
operational risk management (ORM)
optimum level of risk retention
ordinary payroll limitation or exclusion endorsement
other structures: homeowners policy
Outer Continental Shelf Lands Act (OCSLA)
outside directorship liability coverage
outstanding loss reserves (OSLR)
owner controlled insurance program (OCIP)
owners and contractors protective (OCP) liability coverage
owners, landlords, and tenants (OL&T) liability policy
owners protective errors and omissions insurance coverage
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
P
paid loss retrospective rating plan
partner controlled insurance program (PCIP)
passive foreign investment company (PFIC)
Patient's Bill of Rights Legislation
per diem business interruption coverage
per occurrence limitation of liability provision
personal and advertising injury
Personal Information Protection and Electronic Documents Act (PIPEDA)
personal injury protection (PIP)/no-fault
personal risk management (PRM)
placement service agreement (PSA)
point-of-entry treatment device
police professional liability insurance
pollutant standard index (PSI)
potentially responsible party (PRP)
preferred provider organization (PPO)
premises theft and outside robbery coverage form H
presumptive indemnification provision
prior and pending litigation exclusion
private company directors officers (D&O) liability insurance
Private Securities Litigation Reform Act of 1995
producer-owned reinsurance captive (PORC)
products guarantee legal liability
professional employer organization (PEO)
pro forma (projected) financial statements
prohibited transaction exemption (PTE)
prohibition of voluntary payments provision
project management protective liability (PMPL) insurance
property transfer liability insurance
proportional/pro rata reinsurance
protection and indemnity (P&I) insurance
protective liability insurance
Protective Professional Indemnity Insurance
protective safeguards endorsement
provisional notice of cancellation (PNOC)
Public Company Accounting Oversight Board (PCAOB)
public employee dishonesty coverage
public officials liability insurance
public or livery conveyance use
Public Risk Management Association (PRIMA)
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
Q
qualified person with a disability
Quality Indicator Profile (QIP)
quid pro quo sexual harassment
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
R
Racketeer Influenced and Corrupt Organizations (RICO) Act of 1970
real estate brokers errors and omissions
reasonably available control technology (RACT)
Registered Professional Liability Underwriter (RPLU)
regulated asbestos-containing material (RACM)
reinsurance/hedging strategy optimization
related person insurance income (RPII)
related product liability exclusion
remedial project manager (RPM)
rental cost reimbursement (cost of hire) endorsement
rents or rental value insurance
repatriation of dividends insurance
representations and warranties insurance
Research and Special Programs Administration (RSPA)
reserved but not enough (RBNE)
residence employee: homeowners policy
Resource Conservation and Recovery Act (RCRA)
return of premium (or cash value)
return of professional fees exclusion
return of remuneration exclusion
return on risk-adjusted capital (RORAC)
risk-adjusted return on capital (RAROC)
risk-adjusted return on risk-adjusted capital (RARORAC)
risk-adjustment investment (capital)
Risk and Insurance Management Society (RIMS)
risk-based capital (RBC) requirements
risk management information system (RMIS)
robbery and safe burglary coverage, money and securities form Q
robbery and safe burglary coverage, other than money and securities form D
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
S
saline substances contamination endorsement
Sarbanes-Oxley Act (SARBOX, SOX, SOx)
school board legal liability insurance
school board liability coverage
Sears, Roebuck Co. v. Commissioner
secondary classification—special industry class
securities class action claims
securities deposited with others coverage form J
Securities Exchange Act of 1934
Seedsmen's Errors and Omissions Liability Insurance
selling price clause or endorsement
severability of interests clause
severability provision in D&O applications
shrinking limits defense provision
simulation risk modeling method (often called Monte Carlo method)
single-entry, multichannel interface (SEMCI)
single state registration system (SSRS)
sistership liability exclusion
special causes of loss form (ISO)
special investigative unit (SIU)
special litigation committee (SLC)
Special Personal Auto Policy (SPAP)
specified causes of loss coverage
stand-alone terrorism coverage
standard fire policy (SFP) jurisdictions
standard form or standard policy
Standard Industrial Classification (SIC)
standard property policy (ISO)
State Emergency Response Commission (SERC)
State Implementation Plans (SIP)
statutory accounting principles (SAP)
stevedores legal liability coverage
storekeepers burglary and robbery policy
strikes, riots, and civil commotions (SR&CC) warranty
structural risk modeling methods
subcontractor default insurance
substitute physician coverage endorsement
supplemental extended reporting period (SERP)
supplementary employee retirement plan (SERP)
suspension of coverage endorsement
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
T
Tail Value at Risk (Tail VaR) or Tail Conditional Expectation (TCE)
targeted enterprise risk insurance (TERI)
Technical and Miscellaneous Revenue Act of 1988 (TAMRA)
technique of operations review (TOR) system
technology errors and omissions insurance (Tech E&O)
Telephone Consumer Protection Act of 1991 (TCPA)
Terrorism Risk Insurance Act (TRIA)
Terrorism Risk Insurance Extension Act (TRIEA)
theft, disappearance, and destruction of money and securities coverage form
C
third-party administrator (TPA)
third-party liability coverage
Title VII of the Civil Rights Act of 1964
tolling a statute of limitations
trust department errors and omissions (E&O) coverage
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
U
unallocated loss adjustment expenses (ULAE)
unconditional settlement clause
underinsured motorists (UIM) coverage
Unified Carrier Registration Agreement (UCRA)
uniform resource locator (URL)
Uniform Task Based Management System (UTBMS)
Uniformed Services Employment and Reemployment Rights Act (USERRA) of 1994
unilateral extended reporting period provision
uninsured motorist (UM) coverage
unrelated business income tax (UBIT)
U.S. Longshore and Harbor Workers Compensation Act
utility service interruption coverage
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
V
valuable papers and records coverage
valued business interruption coverage
variable interest entity (VIE)
vendors dual interest coverage
vendors single interest coverage
Video Privacy Protection Act (VPPA)
voluntary compensation endorsement
voluntary compensation maritime coverage endorsement
Voluntary Employees' Beneficiary Association (VEBA)
Voluntary Protection Program (VPP)
Volunteer Protection Act of 1997
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
W
waiver of recourse endorsement
warehouse operators legal liability insurance
waterborne equipment exclusion
water quality-based limitations
weapon of mass destruction (WMD)
weighted average cost of capital (WACC)
weighted average loss forecasting
welfare and pension plan bond coverage
wharfinger legal liability coverage
with average 3 percent (WA 3%)
workers compensation and employers liability policy
workers compensation catastrophe cover
wrap-around risk financing program
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
X
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
Y
A B C D
E F G H I
J K L M
N O P Q R
S T U V
W X Y Z
Z
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